Bank of India Credit Officer Recruitment 2025 : Apply Online for 514 BOI Credit Officer Vacancy

Bank of India Credit Officer Recruitment 2025

Bank of India (BOI)

Notification & Online Application Details

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Recruitment Overview

• Organization Name : Bank of India (BOI)
• Post Name : Credit Officer
• Total Vacancies : 514
• Qualification : Graduate with minimum 60% marks
• Salary : Rs. 64,820 – Rs. 120,940 per month
• Age Limit : 25 to 40 years

Important Dates

• Notification Date : 01/11/2025
• Relevant Date for Age & Qualification : 01/11/2025
• Application Start Date : 20/12/2025
• Last Date to Apply Online : 05/01/2026
• Application Fee Payment : 20/12/2025 to 05/01/2026
• Online Examination : Will be informed separately

Bank of India Credit Officer Recruitment 2025: Vacancy Details

Note: The total number of vacancies including reserved posts is provisional.

PWD Categories:

• OC – Orthopedically Challenged
• VI – Visual Impairment
• HI – Hearing Impaired
• ID – Intellectual Disability

Eligibility Criteria

Educational Qualification

• Graduation with minimum 60% marks
• Scale-wise qualification and experience requirements differ for MMGS-II, MMGS-III, and SMGS-IV
• Candidates must refer to Annexure-I of the official notification
• Relevant experience in credit operations and credit assessment in the banking sector
• Knowledge of banking operations and banking regulations

Experience Requirements

• Required experience as mentioned in Annexure-I for respective scale
• Experience certificates must be produced at the time of interview

Bank of India Credit Officer Recruitment 2025: Salary Details

• MMGS-II: Rs. 64,820 – 2,340 (1) – 67,160 – 2,680 (10) – 93,960
• MMGS-III: Rs. 85,920 – 2,680 (5) – 99,320 – 2,980 (2) – 105,280
• SMGS-IV: Rs. 102,300 – 2,980 (4) – 114,220 – 3,360 (2) – 120,940
• Other allowances and perquisites as per Bank of India rules

Age Limit (01/11/2025)

• MMGS-II : 25 – 35 Years
• MMGS-III : 28 – 38 Years
• SMGS-IV : 30 – 40 Years

Age Relaxation

• SC/ST : 5 Years
• OBC (Non Creamy Layer) : 3 Years
• Persons with Benchmark Disabilities : 10 Years
• Ex-Servicemen : 5 Years
• 1984 Riots Affected Persons : 5 Years

Application Fee

• SC / ST / PWD : Rs. 175/-
• General & Others : Rs. 850/-
• Payment Mode : Debit Card / Credit Card / Internet Banking / UPI

Selection Process

• Online Examination and/or Personal Interview
• Online Exam Weightage : 70%
• Interview Weightage : 30%
• Negative Marking : 1/4th mark deduction

How to Apply : Bank of India Credit Officer Recruitment 2025

• Visit official website www.bankofindia.bank.in
• Open CAREER section
• Click on Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01
• Select Apply Online
• Complete registration and fill application form
• Upload required documents and experience certificates
• Preview and submit application
• Pay application fee online
• Download application form and e-receipt

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